There was a time when, if your credit report was going to be read as bad, you knew that there was very little chance that you would be approved for anything, let alone a home loan. However, while times may be tough these days because of a bad economy, now there is some hope on the horizon through the Easy Homes 123 Bad Credit Home Financing program.
Have bad credit, but still want a shot at the American dream of owning a home? Contact us today about our Easy Homes 123 Bad Credit Home Financing program, and take that first step towards your dream.
Most lenders will only look at your credit score, measure that against a scale of acceptance, and that is as far as they will go. If your credit score is not up to par, even if you have not had much credit before, you will probably not be approved. That is not how we operate. Through our Easy Homes 123 Bad Credit Home Financing program, we help you go through the application process, step by step. We have been in business long enough to have garnered a trusted circle of lenders who believe in us, and our customers, and that is who you will be applying with for financing.
If by chance we still cannot get you approved, we will not just simply turn you away. You can still get an energy efficient home on a lease option contract. This means you will have time to save up a down payment, and repair your credit rating during the rental term. And, unlike most renters, your lease payments will not simply disappear into the wind. Your rent will be accrued towards the purchase price, and at the end of the lease, the mortgage price will be that much lower, making it easier for you to get that loan.
The first thing you can do is to get a copy of your current credit history. Having it in print before you will allow you to see where it went wrong, and what you can do to fix it. Most creditors are willing to work with you, and may negotiate a final balance that you could pay off in payments, if you are serious about getting it removed from your report.
It can take up to 6 months to see one item disappear from your credit report. If there is an error, it might get fixed within three, but only if you contact the creditor and report agencies to alert them to the mistake. You may need to prove that the debt is not yours, but it will work out in the end, if you are persistent about it.
With the Easy Homes 123 Bad Credit Home Financing program, you can achieve the home of your dreams, if not now, then later. Be confident that you can repair your credit, and get approved, and we will work just as hard to get you to where you want to go.